Tag Archives: Topics For Home Owners

5 Overlooked Tax Deductions


It’s that time of year when many of us are likely starting to do our taxes. If you do your own, you no doubt know many of the deductions you can claim. But do you know ALL of them? Courtesy of USA Today, here are five deductions that are little-known, but might pay off big.


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Great Tips from a Serial Remodeler


Whether you’ve tackled a ton of home improvement projects on your own or haven’t so much as touched a paint brush, you can learn plenty of do’s and don’ts from this article written by a serial home remodeler from CNNMoney.

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Are You Turning Down Free Money?

Turn Down Money

Interest rates on home loans are at or near record lows, and there has been a corresponding boom in refinancing. However, the level of refinancing isn’t near where some believe it should be, given the market conditions. This CNNMoney.com article, in fact, says many people are basically turning down free money.


When the real estate market shifts, it creates opportunities. There is money to be made in every real estate market. What are the opportunities for you or someone you may know? As your community economic and real estate expert, I look forward to helping you or someone you care about explore these opportunities.

Please call me or pass along my name to a friend.

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Filed under Buyers & Sellers, New Homeowners, Topics For Home Owners

You’ve heard the phrase that one man’s trash is another man’s treasure. You might even think of how that could apply to real estate – maybe that run-down distressed property can be rehabbed into a dream home.

Nit Whit RidgeBuilt by Arthur Harold Beal, aka Captain Nitt Wit or Der Tinkerpaw, the 90-year-old two-and-a-half acre home on the outskirts of Cambria, California. Beal, a local trash hauler, embarked on the project in 1928. A hoarder decades before obsessive collecting hit the reality TV circuit, the rubbish lover saved everything he could get his hands on. Over the course of nearly a lifetime, he taught himself basic construction skills, and, using trash, built and intricate network of terrace gardens, ornamental stone arches, buildings, fountains and walkways.

Read more about this unique piece of architecture and how it was built here.

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January 21, 2013 · 8:39 pm

Study Shows 25 Percent of Americans Would Delay Home Purchase until After Election

The online survey was conducted in early September among 2,570 U.S. adults age 18 and over and 13 percent said that if they were considering purchasing a home, they would delay their purchase until after the election because of the uncertainty it creates. Another 12 percent said they would take the election into consideration, and it might cause them to delay buying a home. Continue reading

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Filed under Economy, Hamilton County Community, Housing, Investment Property, Valuable Information

Support Beans & Bullets: Troop Tribute Album by the Matt Poss Band

We are an Independent and Original Rockin’ Americana group who have shared the stage with some of country and rock’s biggest names and have played all over the world. That said, one of our biggest honors has been playing for our men and women of the armed forces.

Over the years we’ve collected stories from troops around the world and put those stories into songs like “Rolling Thunder”, released on 2008’s album Hinges, and “The Man Who Went Up The Mountain”, released on 2011’s album Buy The Ticket, Take The Ride. Now in 2012, we have gathered up a handful of those Troop inspired songs and, with your help, plan to put them together on one CD entitled “Beans and Bullets”. This album is not meant to glorify war, nor is it meant as a protest album. Rather, it hopefully tells the truth and sheds light on the experience of being a soldier in this modern world in complicated times. It is meant to be a tribute to the Troops.

Thank you for taking the time to read our story. Thank you for your support!

For more about the Matt Poss Band please visit our sit www.mattpossband.com

“The Matt Poss Band is what you get if you throw Zac Brown, Shooter Jennings, Eric Church and Blackberry Smoke into a blender…a Hi Octane Americana show with the grit of a Texas Roadhouse and the Soul of a Sunday Southern Tent Revival.”
– Chicago Sun Times

“One of the few truly original country/rock bands working in the Midwest today…They are putting Illinois on the country music map the old fashioned way – one city, one show, one fan at a time.”
– St. Louis Riverfront Times

“I love the back porch. But when you hear the confidence in these songs, the cleverness in their writing, it’s hard to imagine any back porch being a big enough stage. These songs simply knock down the fences. They blow the doors off…It feels like it’s time.”
– Chad Willenborg, Philidelphia

“The whole mixture works to perfection, and it’s a shame these boys call Illinois home. Nashville could use a good kick in the pants like these guys. But that’s good news for the rest of us here in the Midwest.”
– The Cincinnati City Beat

“Another link in the great chain of heartland rockers…a hybrid caught between Mellencamp and Steve Earle…”
– St. Louis Riverfront Times

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This Month in Real Estate: The Power of Pre-Approval

        August 2012   Market Update

The national housing market continues to recover, indicated by a balanced supply of inventory and increasing home prices across the country. NAR President Moe Veissi states, “The very favorable market conditions are helping to unleash a pent-up demand, which is why housing supplies have tightened and are supporting growth in home prices.”

However, rising demand has led to tight supplies of affordable homes for first-time home buyers, who now only represent 32% of purchasers. NAR Chief Economist Lawrence Yun claims “a healthy market share of first-time buyers would be about 40%, so these figures show that tight inventory in the lower price ranges, along with unnecessarily tight credit standards, are holding back entry-level activity.”

Regardless, with the market heating up and mortgage rates continuing to hit record-lows, now is one of the most favorable times in history to buy a home.

Home Sales

in millions

While home sales declined 5.4% from last month to 4.37 million units, year-over-year sales increased 4.5%. Distressed homes (which include short sales and foreclosures that traditionally sell for 15%–20% less on average compared to non distressed homes) allotted for 25% of June sales, which is unchanged from May, but is 30% below year-ago sales. However, despite the declining levels seen from past years, it is still expected that distressed property sales will still be largely present and higher than the historic average.


Home Price

in thousands

Shrinking inventory and a decline in distressed properties on the market continue to drive home prices up. The median home price rose 5% from last month, and 7.9% compared to a year earlier to $189,400. This is the fourth consecutive month of year-over-year price gains, which hasn’t been seen since February to May of 2006, a period of peak performance in the housing market.


Inventory- Month’s Supply

in months

Housing inventory fell another 3.2% in June to a current 2.39 million homes available for sale, a 6.6-month supply. This marks the seventh consecutive month of inventory at a 6-month supply, the threshold for a balanced market, giving both buyers and sellers an equal advantage. Movement out of the three-year buyer’s market is imperative toward reaching a full-scale housing market recovery.

Source: National Association of Realtors

Interest Rates

Mortgage rates at or around 3.53% continue to drop and boost home affordability. These are some of the lowest rates on record since 1971, increasing the urgency to buy now.

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