Category Archives: Topics For Home Owners

Are You Turning Down Free Money?

Turn Down Money

Interest rates on home loans are at or near record lows, and there has been a corresponding boom in refinancing. However, the level of refinancing isn’t near where some believe it should be, given the market conditions. This article, in fact, says many people are basically turning down free money.


When the real estate market shifts, it creates opportunities. There is money to be made in every real estate market. What are the opportunities for you or someone you may know? As your community economic and real estate expert, I look forward to helping you or someone you care about explore these opportunities.

Please call me or pass along my name to a friend.


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Filed under Buyers & Sellers, New Homeowners, Topics For Home Owners

Resolutions to Start the New Year Right

We’ve got New Year’s resolutions for your home that  you can achieve in one step.

Resolution #1: Make the most of your storage  space.
One-step solution: Donate or pitch everything  you haven’t used in a year.

goodwill donations

The first step in gaining storage space is  decluttering. We’ve got ideas for how  to responsibly get rid of hazardous materials, old technology, kids’ stuff,  books, and more. Bonus: It won’t cost you a penny.

Resolution #2 Use less energy.
One-step  solution: Install a programmable  thermostat.

programmable thermostat

The bulk of your energy costs in 2013 will be spent heating  and cooling your home. Put a dent in that bill with a thermostat that’ll  keep your house comfortable when you’re home to enjoy it, and saves energy when  you’re not. You’ll spend less than $100 for a basic model, and can save as much  as $180 per year.

Resolution #3: Beef up your  home security.
One-step solution: Install  outdoor motion  sensor lights.

motion sensor light
These lights, which plug into ordinary wall outlets,  provide a security boost by illuminating your home’s exterior when anything  moves outside. They take minutes to install and cost anywhere from  $13-$145.

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Filed under Buyers & Sellers, Investment Property, Topics For Home Owners, Valuable Information

Working with People Like You Makes My Business A Great Joy!

Happy clients are vital to the success of my business as are repeat business and referrals.

When someone takes the time to recount a positive experience, it speaks volumes.

And so I would like to request a small favor… a testimonial that will give others a sense of the experience and service I strive to provide with each and every transaction, and I sincerely hope that describes your experience with me.

To help you with this request, the following questions may prompt some thoughts for you:

  • What would you say is unique about me, my services or my way of doing business?
  • In what way did I add value to the service for which I was engaged?
  • In what ways did I make it easy for you to do business with me?
  • Would you recommend me to others?
  • Should the opportunity arise, would you use my services again? 

Then follow the links below to post your comments.

  • Post your Testimonial to Zillow 
  • Post your Testimonial to Trulia

I sincerely appreciate your help and look forward to serving your needs for years to come.

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Don’t forget to check me out on your favorite social media site.

Like me on Facebook | Follow me on Twitter | Connect with me on LinkedIn  | Be a Market Leader

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Filed under Buyers & Sellers, Testimonials, Topics For Home Owners

Important Message to Sellers and Investors from Josh Gidcumb…

If you have a property that is currently vacant, please make sure that the house is ready for the freezing temperatures that we are expecting

Homes should be winterized, especially when it comes to preventative measures to protect pipes from bursting in freezing temperatures, setting thermostats to provide a minimal amount of heat, closing fireplace dampers, etc.  Frozen/burst pipes are very expensive fixes – take steps to prevent this major repair!  If you have any questions regarding suggested winterization methods, please see check out a few of my recent posts.

Related Articles:

Get Your Home Ready for Winter

Home Maintenance Tips Every Homeowner Should Know

Winter Preparedness Plan

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Filed under Investment Property, Topics For Home Owners, Valuable Information

3 Home Maintenance Tips Every New Homeowner Should Know

Among the many tips that helped me along the way,  these three that I believe all new homeowners should hear:

You are your own landlord.

Once you pick up the keys to your new house, you become your own landlord. That means if something goes wrong, it’s your responsibility to fix it. To make sure you’re never left in a tight spot, be proactive and find a plumber, electrician, air-conditioning specialist, and other important technicians before you need them. Ask for recommendations from home-owning friends or neighbors, then research their suggestions online to determine the right person for you.

Get to know your fuse box and water shut-off.

One of the first things you should do when you move is was acquaint yourself with your fuse box and water shut-off valve. Every homeowner will need to turn these off at some point, and when that time comes (often during an emergency), no one wants to be unprepared.

Make repairs as soon as possible.

We all procrastinate sometimes, but you never want to put off repairing the “small stuff” in your home, because little issues have a way of becoming big ones when left as is. If you’re not the handy type, hire someone immediately. These issues will always cost you way more in the long run if you wait.

The good news is that all of this trouble is far outweighed by the benefits of having a home. If you need any help, let me know—I’ll be happy to lend a hand.

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Sunday, November 18, 2012 | 2:00 pm – 4:00 pm

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Filed under First Time Homebuyers, New Homeowners, Topics For Home Owners

What do you want your estate to do with your real estate legacy?

You have worked your whole adult life to establish a real estate legacy. These real estate investments have paid for your kids’ college and your retirement. You put your blood, sweat and tears into them and now you have to make key decisions regarding passing the assets on. In this informative article from RealtyTimes, titled, Considerations Regarding Passing Real Estate Assets to the Next Generation by Clifford A. Hockley.

In this article Hockley explores several options to distribute your estate assets including:

  • Giving your assets to a charitable foundation.
  • Having a trust company or bank mange your real estate assets in trust.
  • Leaving your assets to your family.

Whatever you decide, or your needs, CU Realty Group is here to assist you create and manage your real estate legacy you need to start with leadership and real estate training early. Not all have an aptitude for leadership and interest in real estate or financial analysis. You will need to develop fair and transparent procedures that can be adjusted to the personalities in the next and following generations. This will take an investment of time and money with real estate team including real estate attorneys, property managers and CPA’s.

If you want to leave a legacy, the payoff will be large and in your heart of hearts you will have succeeded not only for yourself, but for your children and grandchildren. Give me a call today to get started!

P.S. Don’t forget to Click here to view all Active Listings in your area and My Recent Listings!


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CHAMPAIGN-URBANA smart. innovative. micro-urban.

Check out this video. .. Full of lots of great facts about CU area you may not have known!

Did You know CU Realty Group is on your favorite social media platform?

Check us out on: facebook twitter

Considering a career in Real Estate? Check out this link for more info on partnering with Keller Williams!

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